Our Title Insurance Services
Judicial Title, LLC, underwriting for most of the major title insurance underwriting companies is on the cutting edge of all Virginia’s Title Insurance services. While offering the best Title Insurance coverage available in Virginia today, title insurance coverage is just half our story. Judicial Title, LLC’s experienced network of closing attorneys offers to all of its clients the most efficient and expedient title services in the industry. With each title insurance order, you will receive forms for notices of settlement (with transmittal letter), mortgage payoff requests, lien satisfaction requests, and many other forms you may find helpful. Judicial Title, LLC will forward your title insurance commitment to your lender and to seller’s attorney upon your request. Judicial Title, LLC also handles all search and document filing procedures, when title insurance is not necessary.
We offer full real estate closing services, foreclosure search and filing services, preparation of title reports, etc. using the latest resources available today.
If you elect to use Judicial Title, LLC as your closing/Settlement
Agent, our closing attorney will perform the following services:
1. Coordinate the closing with the mortgage lender/buyer/seller as
applicable;
2. Prepare all necessary documents, including HUD-1 and affidavits of title;
3. Disburse all proceeds to the appropriate parties to insure that all
existing liens and mortgages are properly removed;
4. Insure that the closing was performed in accordance with the mortgage and title company's requirements;
5. Record all of the new documents with the proper governmental agencies;
6. Conduct all closing follow-ups through the issuance of the Title
Insurance Policy(ies);
For title insurance in Virginia come to Real Estate Title for expedience and efficiency and top customer service!
Title Insurance Q & A
What is Title Insurance?
Title insurance protects the insured from losses as the result of claims on one's ownership of land. Some examples of claims are fraud, improper court proceedings recording mistakes, missing heirs, unfiled liens, etc. Coverage under your title insurance policy requires the insurer to defend you against claims of others. A neighbor may claim rights to a portion of your land. Without Title Insurance you would have to bear the cost of settling this dispute through the courts, regardless of the validity of the claim.
What are the different types of Title Insurance policies?
There are two basic forms of Title Insurance--an Owner's Policy and a Loan Policy. As the names indicate, the Owner's Policy covers the landowner and the Loan Policy covers the lender on a particular parcel of real estate.
If a loan policy is issued, why do I need an Owner's Policy?
A loan policy offers no protection to the landowner. A claim may arise that does not jeopardize the lender's interest, but may, in fact, cause a great loss to the owner.
How long am I protected?
Forever; you and your heirs are protected for as long as you or your heirs own the property.
How much does it cost?
Fees vary from state-to-state, but in all cases it is a one-time cost that doesn't have to be renewed like other forms of insurance.
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